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Easy EMI Credit Card

Transform your big purchases into manageable monthly payments with our Easy EMI Credit Card. Designed for flexible spending, this card allows you to convert any purchase above $2,500 into easy equated monthly installments at attractive interest rates.

Whether it's electronics, appliances, furniture, or any major expense, enjoy the convenience of instant EMI conversion with pre-approved limits. Make smart financial decisions without compromising on your lifestyle or budget constraints.

Easy EMI Credit Card
Flexible Payment Options

EMI Features

Enjoy flexible payment options with our comprehensive EMI solutions designed to make expensive purchases affordable and manageable.

Instant EMI Conversion

Convert any purchase above $2,500 into EMI instantly through SMS, app, or customer service.

Zero Processing Fee

No processing charges on EMI conversions for the first 6 months from card activation.

Flexible Tenure Options

Choose from 3, 6, 9, 12, 18, or 24 months EMI tenure based on your budget preference.

Pre-approved EMI Limit

Get pre-approved EMI limit up to 90% of your credit limit without additional documentation.

Low Interest Rates

Enjoy attractive EMI interest rates starting from 12.99% per annum with transparent pricing.

Easy Management

Track and manage all your EMIs through mobile app with payment reminders and balance updates.

Special EMI Offers

Discover exclusive no-cost EMI deals and special financing offers on popular brands and products.

Medical

Expire On: 25th Oct’24

Get 10% cashback on trust care medical.

Read More
Restaurant

Expire On: 31st Oct’24

Get 15% discount on classic cuisine restaurant.

Read More

  • Eligibility to Apply

    To apply for an Easy EMI Credit Card,
    • You must be minimum 21 years of age with maximum age of 60 years
    • Minimum annual income of $4 lakh for salaried individuals
    • Credit score of 700 or above for EMI pre-approval
    • Resident of India with stable address for at least 2 years
    • Minimum 2 years stable employment with current employer
    • Regular income source with bank statements for 6 months
    Check Eligibility

  • Fees & Charges

    Easy EMI Credit Card Fees & Charges,
    • Annual Fee: $1,500 (Waived for first year)
    • EMI Interest Rate: 12.99% - 43.88% per annum
    • EMI Processing Fee: $199 per conversion (Waived for 6 months)
    • Late Payment Fee: Up to $1,100 based on outstanding amount
    • Prepayment Charges: 2% of outstanding EMI amount
    • Foreign Transaction Fee: 3.5% of transaction amount
    • EMI Tenure: 3 to 24 months available
    View Full Schedule