Make homeownership more accessible with FHA loans backed by the Federal Housing Administration. These government-insured mortgages are designed to help borrowers with less-than-perfect credit or limited funds for a down payment achieve their dream of homeownership.
FHA loans offer flexible qualification requirements, competitive interest rates, and the ability to purchase with as little as 3.5% down payment, making them an excellent option for first-time homebuyers and those with modest incomes.
Explore the key advantages that make FHA loans an attractive option for many homebuyers across the country.
Purchase your home with as little as 3.5% down payment for qualified borrowers.
Qualify with credit scores as low as 580 for 3.5% down, or 500 with 10% down.
FHA insurance protects lenders, allowing them to offer favorable terms to borrowers.
Use gift funds from family members for your down payment and closing costs.
Transfer your FHA loan to a qualified buyer when you sell your home.
Access competitive interest rates comparable to conventional loans.
Choose from various FHA loan programs designed to meet different homebuying and refinancing needs.
Reduced documentation
