To qualify for a Home Mortgage,
- Minimum credit score of 620 for conventional loans
- Stable employment history for at least 2 years
- Debt-to-income ratio below 43%
- Proof of income and assets
- Property appraisal and inspection
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Looking:
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info@surelifefcu.com
Home Mortgage
Learn About
Home Mortgage Loans
Turn your dream of homeownership into reality with our competitive home mortgage loans. Whether you're buying your first home or upgrading to a larger property, we offer flexible financing solutions tailored to your needs.
Our experienced mortgage specialists will guide you through every step of the process, from pre-approval to closing, ensuring you get the best rates and terms available.
Key Features
Discover the exceptional benefits and features that make our home mortgage loans the perfect choice for your home financing needs.
Low Interest Rates
Competitive rates starting from 6.75% APR for qualified borrowers with excellent credit.
Flexible Terms
Choose from 15, 20, or 30-year terms to find the payment that fits your budget.
Low Down Payment
Options available with as little as 3% down payment for qualified first-time buyers.
Fast Approval
Get pre-approved in as little as 24 hours with our streamlined application process.
No Prepayment Penalty
Pay off your mortgage early without any additional fees or penalties.
Expert Guidance
Dedicated mortgage specialists to help you through every step of the home buying process.
Current Rates & Programs
Take advantage of our competitive rates and special programs designed to help you save money on your home purchase.
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Eligibility Requirements
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Required Documents
Documents needed for your application,
- Recent pay stubs (last 30 days)
- Tax returns for the past 2 years
- Bank statements for the last 3 months
- Employment verification letter
- Asset documentation (401k, investments)
- Purchase agreement (if already under contract)