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Mortgage Calculator

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Calculate Your Payment

Mortgage Payment Calculator

Use our comprehensive mortgage calculator to estimate your monthly payments, including principal, interest, taxes, and insurance. Get a clear picture of what you can afford before you start shopping for your dream home.

Monthly Payment Breakdown

Principal & Interest: $0
Property Tax: $0
Home Insurance: $0
PMI: $0
HOA Fees: $0
Total Monthly Payment: $0

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Understanding Your Mortgage Payment

Principal & Interest

This is the main portion of your mortgage payment that goes toward paying down your loan balance and the interest charged by the lender.

Property Taxes

Local government taxes based on your property's assessed value. These are typically collected monthly and held in escrow.

Homeowners Insurance

Required insurance to protect your home and belongings. Lenders require this to protect their investment in your property.

Private Mortgage Insurance (PMI)

Required if your down payment is less than 20%. This protects the lender in case of default and can be removed once you have 20% equity.